| Latest Forum Topics / Straits Times Index |
 Post Reply
|
|
STI to cross 3000 boosted by long-term investors
|
|||||
|
GorgeousOng
Elite |
01-Jul-2013 17:30
Yells: "Hehehaha...enjoy life n live to the fullest..." |
||||
|
x 0
x 0 Alert Admin |
At last hear from you ..You ..whole day hiding eating Huat Kueh ???
Cheers !!!!
|
||||
| Useful To Me Not Useful To Me | |||||
|
LoveToInvest
Veteran |
01-Jul-2013 17:28
|
||||
|
x 0
x 0 Alert Admin |
Booby trap beware..Hope these few days a big green Huat kueh for me to eat..忍 。 大 家 发 啊 huat Ah!!😊
|
||||
| Useful To Me Not Useful To Me | |||||
|
|
|||||
|
Octavia
Elite |
01-Jul-2013 17:27
|
||||
|
x 0
x 0 Alert Admin |
Rising treasury yields over the past month may have prompted MAS’ decision to encourage more prudence on housing leverage which takes effect 29 Jun 2013. More could follow depending on the level of success. MAS introduced a Total Debt Servicing Ratio (TDSR) cap at 60% of monthly income. Financial institutions must now consider all of a borrower’s outstanding debt obligations, i.e in addition to property-related loans, other debt repayments pertaining to cars, renovations and credit card loans must be factored into a borrower’s debt profile. The ratio will be monitored and reviewed over time with a view of further encouraging financial prudence. Calculations will now be based on a medium term interest rate, which is explicitly stated at 3.5% for housing and 4.5% for non-housing loans. Morgan Stanley estimates this results in borrowers having access to a 20% lower loan quantum on the same income. This could curb demand from the marginal property buyer who has to now look at a 20% cheaper apt or fork out 20% more cash on the down payment. In response to the rising number of cases of buyers circumventing LTV and ABSD rules (eg. parents buying under children’s names), borrowers named on a property loan are now required to be mortgagors of the property. Guarantors not meeting the TDSR threshold are also required to be brought in as co-borrowers, so an income-weighted average age of borrowers will used when applying the rules on loan tenure. Following previous cooling measures, property stocks have typically fallen 4-7% in the first few days then stabilized. Morgan Stanley believes City Devt, the default proxy to the residential market, is most at risk as 35% of GAV comes from Singapore residential. This compares with Keppel Land’s 16% and CapitaLand’s 8%. Credit Suisse agrees this “mini-measure” could hit market sentiment, prefers developers with more overseas exposure such as CMA, CapitaLand, GLP. UOBK however believes the TDSR measures were largely expected. Says the knee-jerk correction in developers share prices may present buying opportunities. Prefers selective diversified developers, with top picks CapitaLand, Ho Bee, OUE. |
||||
| Useful To Me Not Useful To Me | |||||
|
LoveToInvest
Veteran |
01-Jul-2013 17:24
|
||||
|
x 0
x 0 Alert Admin |
Huat to all !!! Huat kueh give me 1 eniugh😊
|
||||
| Useful To Me Not Useful To Me | |||||
|
GorgeousOng
Elite |
01-Jul-2013 15:57
Yells: "Hehehaha...enjoy life n live to the fullest..." |
||||
|
x 0
x 0 Alert Admin |
Scary cats n nervous mice are playing hide n seek.....
Cheers!!! |
||||
| Useful To Me Not Useful To Me | |||||
|
|
|||||
|
GorgeousOng
Elite |
01-Jul-2013 15:29
Yells: "Hehehaha...enjoy life n live to the fullest..." |
||||
|
x 0
x 0 Alert Admin |
Dow future +86 | ||||
| Useful To Me Not Useful To Me | |||||
|
GorgeousOng
Elite |
01-Jul-2013 08:07
Yells: "Hehehaha...enjoy life n live to the fullest..." |
||||
|
x 0
x 0 Alert Admin |
HSI close today. | ||||
| Useful To Me Not Useful To Me | |||||
|
Tomique
Master |
01-Jul-2013 07:24
|
||||
|
x 0
x 0 Alert Admin |
+++++++++++++++++++++++++++++++++++++++++++++++++++++ Singapore introduces new property loan curbs Singapore's central bank announced on Friday new rules that limit the size of property loans financial institutions can grant to individual buyers. The Monetary Authority of Singapore said in a statement that, from Saturday, financial institutions should not grant any property loan that exceeds a total debt servicing ratio (TDSR) of 60 per cent. Loans granted above that threshold will be considered " imprudent" , it said. +++++++++++++++++++++++++++++++++++++++++++++++++++++ Sell your reits and property stocks and pour the money into other stocks? What is the implications the curb? |
||||
| Useful To Me Not Useful To Me | |||||
|
|
|||||
|
LoveToInvest
Veteran |
01-Jul-2013 06:20
|
||||
|
x 0
x 0 Alert Admin |
Thanks Halleluyah...
|
||||
| Useful To Me Not Useful To Me | |||||
|
GorgeousOng
Elite |
01-Jul-2013 05:42
Yells: "Hehehaha...enjoy life n live to the fullest..." |
||||
|
x 0
x 0 Alert Admin |
Friends,
Get the best out of every trading day!!!! Hip hip hooray ! Hip hip hooray! Cheeers!!!! |
||||
| Useful To Me Not Useful To Me | |||||
|
steadylar
Veteran |
01-Jul-2013 00:38
|
||||
|
x 0
x 0 Alert Admin |
FYI. The 20 stocks on OCBC's Blue Chips Investment Plan are : CAPITALAND CAPMALL TRUST CAPMALLS ASIA COMFORT DELGRO DBS GLP KEPCORP OLAM SEMBCORP SEMBMARINE SIA SGX SPH ST ENGINEERING SINGTEL STARHUB UOB WILMAR and NIKKO AM SPORE ETF investors can buy a portion of these blue chips for as low as $100 every month thru cash, CPF or SRS. Interesting idea. |
||||
| Useful To Me Not Useful To Me | |||||
|
halleluyah
Elite |
30-Jun-2013 23:36
|
||||
|
x 0
x 0 Alert Admin |
Tks bro Octavia....gd nite....wish u tomolo huat big big arh.
|
||||
| Useful To Me Not Useful To Me | |||||
|
|
|||||
|
halleluyah
Elite |
30-Jun-2013 23:33
|
||||
|
x 0
x 0 Alert Admin |
Congrats Bro Love !!
|
||||
| Useful To Me Not Useful To Me | |||||
|
LoveToInvest
Veteran |
30-Jun-2013 22:19
|
||||
|
x 0
x 0 Alert Admin |
Thanks Octavia!!!Huat Arh..
|
||||
| Useful To Me Not Useful To Me | |||||
|
Octavia
Elite |
30-Jun-2013 22:17
|
||||
|
x 0
x 0 Alert Admin |
Bro LTI informed that he strike 4D, 2nd prize.The nbr 0899 was given by his father. Congrat LTI.
|
||||
| Useful To Me Not Useful To Me | |||||
|
halleluyah
Elite |
30-Jun-2013 22:05
|
||||
|
x 0
x 0 Alert Admin |
Ring..Ring...Bro Octavia, can u pls b the translator boh? | ||||
| Useful To Me Not Useful To Me | |||||
|
halleluyah
Elite |
30-Jun-2013 22:02
|
||||
|
x 0
x 0 Alert Admin |
Aiyoh....we same same lei no understand....no fun lei....must take chinese tuition aredi loh.
|
||||
| Useful To Me Not Useful To Me | |||||
|
LoveToInvest
Veteran |
30-Jun-2013 21:58
|
||||
|
x 0
x 0 Alert Admin |
My English 1 piece by 1 piece .真 献 丑 ！ i was saying ultimate shiok after strike 4 D which my dad given me 0899 献 灵
|
||||
| Useful To Me Not Useful To Me | |||||
|
LoveToInvest
Veteran |
30-Jun-2013 21:52
|
||||
|
x 0
x 0 Alert Admin |
不 知 道 喔 ！
|
||||
| Useful To Me Not Useful To Me | |||||
|
tanglinboy
Elite |
30-Jun-2013 21:41
Yells: "hello!" |
||||
|
x 0
x 0 Alert Admin |
Post in English please... | ||||
| Useful To Me Not Useful To Me | |||||