Latest Forum Topics / Genting Sing Last:0.85 -0.015 | Post Reply |
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cannotfind
Elite |
09-Dec-2010 23:05
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ok la... I think I need to re-enter tomorrow again
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cannotfind
Elite |
09-Dec-2010 23:04
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See what we can do if we combine our efforts together to play shares... but no one wants :( maybe people are just selfish http://www.channelnewsasia.com/stories/afp_world/view/1098253/1/.html |
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eastcivic
Elite |
09-Dec-2010 23:01
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citi 4.70! $5 coming soon! gsp refinancing is good news..... Refinancing is done for various reasons:
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cannotfind
Elite |
09-Dec-2010 22:56
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we shall wait and see tomorrow la.... hope to earn more... now... I am only hoping CITI to go up to 14 ASAP |
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cannotfind
Elite |
09-Dec-2010 22:53
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hahaha... england... (again).... *piak*
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firewood
Master |
09-Dec-2010 22:52
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oh man, sorry for the grammer and spelling mistakes. I fail my england......
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firewood
Master |
09-Dec-2010 22:51
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I think it is a right move. It shows that they are a company with strong fundamentals that banks are rushing in to give them a loan rather then a rights issue again. This should gain some confidence for investors. This may also be the reason for the surge these few days.
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cannotfind
Elite |
09-Dec-2010 22:50
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when you have it at the very first, don't think you can remove it... no one will vote for you..... just like the dungu Malaysia.... last time said will remove the NEP but will NEVER NEVER happen |
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bladez87
Master |
09-Dec-2010 22:45
Yells: "I AM PAPER TRADING AFTER LOSING 5k!" |
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if refinancing cost higher, they will not refinance. and once refinance is done, they will not be bound by the 3 years cannot give dividend clause that is in their current financing situation. although it does not mean that they will start giving. |
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niuyear
Supreme |
09-Dec-2010 22:43
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Jobless american ppl ought to learn a lesson or two. No more jobless claim benefit! It should be redueed to zero . Everyone has to WORK for a living.
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firewood
Master |
09-Dec-2010 22:39
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Now interest rates so low. Should be lower then b4 i think.
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Elite |
09-Dec-2010 22:37
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hehe.... so is this good or bad? we dunno wat was the interest last time
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firewood
Master |
09-Dec-2010 22:35
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Sorry la, cut and paste become like that ma :( Like that also must scold me :(
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Elite |
09-Dec-2010 22:33
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your long paragraph with no breaks.... so is it good or bad?
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cannotfind
Elite |
09-Dec-2010 22:31
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CITI is rising again.... keep it up!!! | ||||
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firewood
Master |
09-Dec-2010 22:31
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y faint?
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cannotfind
Elite |
09-Dec-2010 22:28
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*fainted* | ||||
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firewood
Master |
09-Dec-2010 22:24
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What Is Business Debt Refinancing?
1
The basis of business debt refinancing is the conversion of original debt, including outstanding or overdue amounts, into a new debt instrument. By paying off the current debt obligations with the new debt instrument, businesses can consolidate their debt and obtain better interest rates.
Business debt refinancing programs offered by various lenders provide business owners with funding to cover existing debts and start a new debt instrument with new terms. The change in debt instrument can convert short-term loans into longer-term debt, which helps a company improve its cash flow and provides more available working capital. In addition, paying off creditors enhances the reputation of the business, reduces the possibility of litigation, and helps re-establish solid relationships between the business and its key suppliers.
When refinancing a secured loan, lenders will typically refinance up to 80 percent of the value of the collateral. Loan repayment periods will vary depending on the collateral, the size of the loan, and the degree of risk as perceived by the lender. In some cases, the Small Business Administration (SBA) will provide loan guarantees through one of its lending programs.
Before making any debt refinancing plans, make comparisons not only between the interest rates but also between the terms of the various offers. Read all refinancing agreements very carefully. All costs -- including annual interest rate, total finance charge, and any other fees -- should be spelled out in the agreement. Keep in mind that to be worthwhile, debt refinancing must save the business money in the long run. With that in mind, it is important to make sure the interest rate on the new debt instrument will not suddenly jump to a higher rate within a short time. And keep in mind that fees such as service fees, debt reduction fees, and listing fees -- along with the finance charges -- can eat up a portion of the money being saved. Be sure to do the necessary calculations beforehand.
Debt refinancing is usually a more viable option for a business that has had a strong track record in the past but has accumulated a greater volume of debt recently. To qualify for a debt consolidation loan, the lender may require a personal guarantee, financial statements for the past two or three years, tax returns, a copy of the lease or purchasing agreement for the property, and credit card statements (if the company uses a business credit card).
It is also worth mentioning that there are many debt refinancing offers that sound too good to be true, typically because they are. Debt cannot just disappear, and companies that offer to consolidate all of your loans and sell them may be selling you up the river. Before you refinance your loans, make sure you know the background of the lending institution and evaluate exactly how its debt-refinancing plan works. There are too many scam artists trying to hook individuals and companies into unrealistic and ultimately very costly ways of eliminating your company’s debt…and possibly your company in the process.
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cannotfind
Elite |
09-Dec-2010 22:19
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yau mo kau chor, refinancing is good news... JAL also can get loan.... is it good?
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firewood
Master |
09-Dec-2010 22:17
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Weekly Jobless Claim at 421,000 Expectation was 423,000 Continuing claims fall 191000 to 4.09 million |
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