Young man, Talk is easy than do... Bear in minds, vacation,wedding, house, renovation, car...... one by one will eat on yout saving.  I achieved it at age of 30....just because i don't buy car...

I'm an humble Employee.....

Frankly, I could not remember when I had earned my 1st S$100K.

 If there was, the money had gone into my siblings' education.

What I remembered was 1st year monthly salary was $1850 before CPF deduction in 1989.

Comrade, AK admires u. By 22, likely u just completed, min U. A starting sal of 3.5 k for related job for 3 yrs. 100K is reachable, definate loh. Provided, u dun need to pay back the cost for your study to parents, no need to cough out some money to supplement household expenditure daily, dun buy new car, avoid private ppty etc.

AK opines that not many people like u, got such priviledge to hv 100k within 3 yrs, after school. Ha ha, my poor son, graduated in 2006 NUS, E Engr with Hr, yet he dun hv 100k in his saving, though I dun need him to pay me back the school cost n mthly home domestic subsidy. Neither he support his sis, now at NTU.

Nonetheless, dun compare with others, life is tough.

Dear comrade, ds a million $ Qs!!

Say, a medium class, stepping into civil street at age 19(after Poly), no smoking n none alcohoric, buy 4D occasionlly fine, using public transport, got HDB(4rm) got married, got kids(2 is enough), no retrenchment, job opping fine. No serious happening in d family, then by 40, if u r d bread owner, 100k reachable. If spouse working, ha ha u will see 100k much earliar liao.   

By time retire at 55, if u are not full subsidied on medical exp, u need half a mil, in tangible asset, to carry your spouse hands till both call it a day, presuming kids can't support both of u. Your HDB then would be your reserve, when then both of u r so lonely.

Ha ha, not sure why u wanna ask ds qs??? Above AK view only lah, no cause of alarm n joy, if below bar or overshoot d ceiling. Cheers.