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Fellowship of the Shares
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Luostock
Senior |
23-Mar-2007 22:04
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Chinkiasu, not everyone does thing for money. I just want to help teenagers to be focus and to know what are required and what to expect if they want to be in so and so career. |
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geojam
Member |
23-Mar-2007 21:06
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Yongjiu I like ur sense of humour.Keep it up. Never hear from Elf,so far leh. Cheers |
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choohian
Senior |
23-Mar-2007 16:50
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chinkiasu, I'm still in Canada, enjoying the cold. Thanks for welcoming me back but I'd like to hibernate a little longer. |
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smltimer
Senior |
23-Mar-2007 13:34
Yells: "So what does the crystal ball say ......." |
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geojam, thanks for the lesson, appreciate it. |
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baseerahmed
Master |
23-Mar-2007 13:02
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Can anyone help me with this ? Saw advert in Today of M1 about vodafone broadband. How much or how big is 5GB free bundle? Can understand on per hour basis, ( eg. singtel dial-up is $1/- per hour , cyber cafe $2/- per hour) but what is 5GB free data bundle ? Do you think it is worthwhile to subscribe to this when wireless@sg is around ? What will be pros and cons for this offer ? |
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sohguanh
Veteran |
23-Mar-2007 12:47
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Were you the pioneer visitor to Perth Bursewood casino? I still cannot forget those ang mo ladies dealers hahahhaa.... figure superb but very tall :( |
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geojam
Member |
23-Mar-2007 12:43
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sohguanh Yes,i go for top 25 or 50 companies.No share holding of below S$1 type of co.And must have good track record of divvy payments.Like in the example STE and SPC. Everything in life have risks,even walking down the road. To me spore is a very,very good position now to play margin.Cos,margin interest is 6% and divvy can be also 6%. In Australia,alot of ppl come to know of margin lending,so banks here put up interest rate to 10% and divvy 5.5 to 6%. I was one of the pioneer in australia to play margin and got away with it. |
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sohguanh
Veteran |
23-Mar-2007 12:37
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geojam: thanks for sharing on margin lending and how it works. so u usually go for shares that got pay dividends? So can use the dividends to offset the loan interest? But margin lending is treading on dangerous ground cuz if you did not manage it well you could face yourself paying monies especially when banks make margin calls to ask you top up correct? I still tink take that loan amount and go casino play one shot Big Small even better double your amount instanteneously!!!! Perth Bursewood casino comes into my mind :) |
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geojam
Member |
23-Mar-2007 12:27
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Eastonbay point noted. Smltimer I have not forgotten ur post,just that i do not like to write long post and also do not like to read.However b4 ppl ask SJ to erase entertainment section as it is considered rubbish posting,i thought i better explained to u what is margin lending. U have to put up with my poor expression as i only finished sec5. Say u have S$100,000 worth of SPC shares.Banks or financial inst.will lend u 70% of the value.So they will lend u S$70k.Withthat u can do what u like----weddings,parties etc... U can also use the S$70k to buy say STE.So the bank will lend u further 70%,ie,S$49k. U can then use the S$49k to but spc shares again,and again the bank will further lend u S$34,400 say S$35k. This will keep going on. so up to now,u borrow S$154k but ur value of shares is worthS$254K.The percentage is 154 divided by 254=61%. That is ok cos it is below 70%.U can look big cos when ppl ask u what is ur worth u can say S$154k w.o telling them ur loan amount. For safety,keep it between 55% to 60% as a buffer against big and sharp correction cos the bank will ask u to top up or they will sell away ur shares to recover loan. The other thing is u have to pay interest on the S$154k loan which at the moment is about 6%==annual of S$9240. The divvy generated by the shares of S$254 is worth about S$14000. So ur divvy can more than cover the interest. What most ppl do is to spend away the extra divvy received,ie,S$14000 less S$9240. For me i use it to reduced the loan.Also since u are working,ur pay can also go in to reduce the loan.This is important cos when a good share come along u have the capacity to buy or u can do averaging. Ok that is.Too long for me.have RSI. |
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EastonBay
Master |
23-Mar-2007 11:42
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that's why I Only "watch in Envy"... With good discipline, it will NOT lead to Greed. Nope. |
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chinkiasu
Master |
23-Mar-2007 11:21
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sorry Luostock, I think it is because many ppl quite shy about sending personal info... ppl like me actually quite tired of submitting for surveys.... anyway.. I doubt if your survey would help achieve the objective you have stated... if you want to get rich, just go for it... dont spend time doing surveys ... unless you want the sell the info that you collected out of the survey in which case I say not so nice leh.... |
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chinkiasu
Master |
23-Mar-2007 11:13
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Yongjiu, sir... I thot there is a saying "eat your heart out...man..." |
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YongJiu
Veteran |
23-Mar-2007 10:53
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heheh elf, seem like you like to eat "me" esp my sweet heart as dessert, ok la for you I will ^^ |
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geojam
Member |
23-Mar-2007 08:47
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bunbun when will u be back in spore? which counter do u plan to buy or contra? |
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bunbun
Senior |
23-Mar-2007 08:25
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uncle kiasu!!! thanks, miss coming to SJ to read this thread too. wah liao, say until like u know me very well leh. but ya lah, u are right, IT IS unlike me to stay up till 1+ am and post. but this kinda behaviour is pretty normal when i am on biz trips. just not in sg. i try see if i can read the past postings during weekend when back in Sg. oh btw, no snake meat and stuff. what a waste. Godpa & elfie!!!! *hugs* my 2 faves on SJ. u guys earning heaps from this week rally? basket! me couldn't jump on the wagon on time. how how? next week still rally since sti past 3,200 liao? uncle forever, everything good? u earn $$$? what about lions? cut story short, give me synopsis leh. save me time to read too. Sggal, won $$$? basket, since like every question i have for everyone is 'win $$$$'? sigh. |
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Luostock
Senior |
23-Mar-2007 07:42
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Hi *, disappointed, none send me any info regarding the jobs survey. |
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chinkiasu
Master |
23-Mar-2007 06:36
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hi Choo Hian, welcome come back from frigid Canada!! Are you fully thaw out from the cold? If not, let me give you a hug, And ,,, BUNNIE !! You are greatly missed!! (when you able to, pls read the earlier post particularly just after your previous post) looks like you really have to work very hard on this trip... not like you, bunnie, to have to be up at 01:15 am.. but take heart, my .... "you are always on our mind...." and it is good to know that you do think about us... |
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geojam
Member |
23-Mar-2007 03:49
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hi bunbun long time no hear from u.Welcome back to SJ. Yong jiu I am not WB and i do not need a successor.Even if i do,Elffie will be the successor. Eastonbay I am just an ordinary man.U keep forgetting that i have margin loan. U have added up the Asset side but left out the Liabilities. That is why ppl ask what is ur NET worth. I also agree with choohian,she is so wise. Cheers |
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bunbun
Senior |
23-Mar-2007 01:15
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hello people, greetings from china! wah, so many posts. no time to read lah. just read whatever i could from the loading of 1st page. anyway, just popping in to say hi. checked market y'day and today. basket, it went up and i not around to buy in anything. is this postive reversal confirmed? btw, how did the meeting with vic & co go today? anyone got impressed by vic? ;-) |
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elfinchilde
Elite |
22-Mar-2007 23:47
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keke, yongjiu, regarding 'adopting' geojam as my godpa...actually i think i just quipped it and he accepted. must be spontaneous you see. and cute. like me. bwah ha. sporeguy....you give me 20k and i'll tell you what i'll buy. :P anw 20k a bit little leh....difficult to hedge for safety... why genting?! tech wise likely trend change indicated soon... but direction indeterminate. yea. short term STE might be topping out (1 mth) but if you're a nice duckie and like to sit long on your nest of stocks, this one's a pretty egg to keep tho. |
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