Land banking? How is the return like so far?

Not that I have no faith in land banking. In fact, through history, many rich people's wealth are created through land purchase.

What I worry about is the so-called fund manager for the land banking company involved. If the return is that great, what don't they invest the land themsleves with their own fund or borrowed fund if they are lack of? Why bother to help others to get rich though land banking?

Dear Theresa, any suggestion for entry price...thanks

Theresa      ( Date: 31-May-2009 12:33) Posted: you're welcome.  Now the price is too high, furthermore, the next payout will be next year.  Another tip for you, before buying into this counter, check out the mth of the payout dividends for the past 3-4 years, the timing is always around that time, that is when the prices is still low ! Gd luck to you and roll your money

Emm for yr NSL case, another option will be buy some more n average yr way out loh. That is a option to get out.

For me, normally i will allocated a certain amount of money for my investment leaving the rest for rainy days.

I don't go all for share. I also go for Land banking (with Walton International Group) & etc investment.....

Need to diversify loh....

Not bad...

yeh, during that time when I buy this counter, although the price is high, surprisingly, the dividends payout is very gd too. Due to this recession now, all prices has drop so much, this is the time to find out some of the counters which can give gd dividends and keep them for high dividends payout.  SMRT is also one of them.

I agreed, stock investment do not make money all the time, but dun forget it is abt probaility and not guarantee.  You need to invest yr time and money to study stock investment.  If you want to make money, yet you do not want to invest time and money to study it, then you can only purchase mutual funds manage by the fund managers or Insitutions which I think nowadays people are very much careful on who they approach their money to? Am I right?

How can you hv extra hard cash if you only save the hard cash?  Dun forget the inflation rates is eating into our money.  The interest which the Bank is giving is miserable.  Hard cash will not roll after 1 year later.

May I know which counter, thanks

Theresa      ( Date: 31-May-2009 11:00) Posted: My mom has also retired, but these days, keeping money in the Bank, the interest is really miserable, therefore she has bought one of the counter which pay very good dividends.  This year, she is taking her 2nd time payout dividends, and for myself, I hv taken 6 years of dividends from this counter.  Check the share for each year of their payout dividends, you'll be surprise they payout is quite well.  Rgds, alanghc2020      ( Date: 30-May-2009 20:31) Posted: Hi all, my dad was retire with some money, any good idea for investment ?  Invest in bank FD is too low interest, and invest in share, is high risks for him...  Any good suggestion for any counter that can make in feel "comfortable" with his investment....thanks

My mom has also retired, but these days, keeping money in the Bank, the interest is really miserable, therefore she has bought one of the counter which pay very good dividends.  This year, she is taking her 2nd time payout dividends, and for myself, I hv taken 6 years of dividends from this counter.  Check the share for each year of their payout dividends, you'll be surprise they payout is quite well. 

Rgds,

alanghc2020      ( Date: 30-May-2009 20:31) Posted: Hi all, my dad was retire with some money, any good idea for investment ?  Invest in bank FD is too low interest, and invest in share, is high risks for him...  Any good suggestion for any counter that can make in feel "comfortable" with his investment....thanks

Your view is also not wrong. I suggested in the context that it is his father's only lifelong income after retirement. In the hope that he has a portfolio with good   dividends year after year, and maintain the principal sum for capital appreciation to fight off inflation.

If there is no contingency in terms of cash, his father may need to cash out of the market if in need of emergency fund - if it is at a time when the blue-chip share price is at a low, he may suffer a capital loss.

 For eg, if a person has 20-25 good yrs of working life, he may just need 3-6 mths of cash while he invest in all kinds of shares (blue, S and penny).