Latest Posts By pharoah88
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| 03-Aug-2010 17:18 |
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TRADE FREELY & LiVE LONGER
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retirER always retIres retirEE NEVER RETiRES OWN-SELF |
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| 03-Aug-2010 17:12 |
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TRADE FREELY & LiVE LONGER
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RETiREMENT prOcess faIr ? transpArent ? |
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| 03-Aug-2010 17:08 |
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TRADE FREELY & LiVE LONGER
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Transparency is key to ‘fair’ dismissal [Or Retirement] Employees must be given a chance to be heard Letter from Theresa Goh C K WITH reference to the letter “Not forced to leave job” (July 30) from the Ministry of Manpower, it is assuring to know that the ministry takes a serious view on unfair dismissal of new mothers who return to work after their maternity leave. Anecdotally, however, the case in point appears too familiar. New mum returns to work, is told that her performance is not up to par, and is offered a job that requires a lot of travel. Predictably, she turns it down and resigns and the company gets the all-clear. It is unclear whether the company situation was handled with process fairness. Procedural fairness exists when there is engagement, explanation and expectation clarity. If there was a change in business direction, was the affected unit informed about the strategic purpose of potential layoffs before they were implemented? Did the managers make themselves available to answer questions? Did everyone get a fair chance when the decision was made as to who would lose their job? Were performance goals set fairly to reflect the new business situation? Did the new mother involved have regular assessment and meaningful feedback and clear direction on what to improve on? It appears her performance appraisal came as an unpleasant surprise. When offered a job alternative, did she have a voice on what would be relevant to her background, and how else she could fit in? Were her opinions requested for and given serious consideration? Did she believe the decision was made on accurate information? Were personal biases on the part of the decisionmaker minimised? Was ample notice given? Process fairness does not ensure that employees will always get the outcomes that they want, but it does mean they will have a chance to be heard. That goes a long way in building trust and engagement. All too often, when people feel hurt by their companies, they tend to retaliate. An American study of nearly 1,000 people in the mid-’90s found that a major determinant of whether employees sue for wrongful termination [Or RETIREMENT ?] is their perception of how fairly the termination process was carried out. Only 1 per cent of ex-employees who felt they were treated with a high degree of process fairness filed for wrongful termination, versus 17 per cent of those who believed they were treated with a low degree of process fairness. I urge the Ministry of Manpower to look not just into processes but also into process fairness when assessing future similar situations. |
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| 03-Aug-2010 16:57 |
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Noble vs Cosco
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Severe Acute "BONSAI" Syndrome [SABS] COSCO hIt by SABS tOday |
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| 03-Aug-2010 16:49 |
Genting Sing
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GenSp starts to move up again
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SYNDICATED MOVE SOLD 60 Million shares frOm S$1.30 tO S$1.27 UNTiL FEARS SET iN
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| 03-Aug-2010 16:37 |
Genting Sing
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GenSp starts to move up again
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AbsOlutely a CLEAR CUT MOVE and they BENEFITED TREMEMDOUSLY frOm the MARKET WEALTH RE-DiStributiOn
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| 03-Aug-2010 16:31 |
Genting Sing
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GenSp starts to move up again
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TODAY is my 1st TiME tO shOrt d'Burger REALLY ENJOYABLE S$0.060 spread managed tO bUy back at S$1.240 just befOre the 30+ Million ASK QUEUE DiSappeared
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| 03-Aug-2010 16:25 |
Genting Sing
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GenSp starts to move up again
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SELLER(S) WiTHDREW frOm ASK QUEUE SELLER(S) DARED nOt SELL WHEN BUYERS CAME IN |
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| 03-Aug-2010 16:15 |
Genting Sing
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GenSp starts to move up again
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16:10:44 S$1.24 SELLER QUEUE 30 mIllIOn ASK QUEUE DiSappeared iN THiN AiR |
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| 03-Aug-2010 16:02 |
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TRADE FREELY & LiVE LONGER
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trAde FREELY LiVE LONGLY |
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| 03-Aug-2010 15:57 |
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TRADE FREELY & LiVE LONGER
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CPF BALANCE $ AMOUNT determInes SiNGAPOREAN RETiREE's LiFESPAN |
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| 03-Aug-2010 15:47 |
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TRADE FREELY & LiVE LONGER
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PENSiON CHEQUE $ AMOUNT determInes RETiREE's LiFESPAN
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| 03-Aug-2010 15:42 |
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TRADE FREELY & LiVE LONGER
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This study concludes that for every year a person works beyond the age of 55, he lives an average of TWO years less. In other words, Boeing employees who retire at the age of 65 receive pension cheques for only 18 months, on average, before dying. Lockheed, similarly, found that employees retiring at the age of 65 take only an average of 17 months of pension prior to death. |
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| 03-Aug-2010 15:39 |
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TRADE FREELY & LiVE LONGER
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R E - T I R E - E eIther SAGE Or BONKER
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| 03-Aug-2010 15:35 |
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TRADE FREELY & LiVE LONGER
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People who retire at the age of 65 or older probably put too much stress on their ageing bodies and minds, such that they develop serious health problems that ultimately force them to retire. With such long-term stress-related problems, they die within two years after they retire. On the flipside, people who retire early might either be richer or better able to plan and manage the various aspects of their life, health and career well, such that they can afford to retire early and comfortably. |
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| 03-Aug-2010 15:25 |
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TRADE FREELY & LiVE LONGER
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WHO is the SAGE ? ? ? ? WHO is the BONKER ? ? ? ? |
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| 03-Aug-2010 15:18 |
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TRADE FREELY & LiVE LONGER
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Retire early, live longer Studies show that you die two years earlier for every year you work beyond 55 Letter from Tan Kok Tim I REFER to Minister Mentor Lee Kuan Yew’s comments in “I don’t think there should be a retirement age: MM” (July 29). Japanese Nobel Laureate Dr Leo Esaki once spoke on the relationship between longevity and retirement age. He revealed that the pension funds in many large companies such as AT&T, Boeing, Lockheed, Lucent, and so on, are overfunded as many who retire at the age of 65, usually die within two years of retirement. Separately, Dr Ephrem Cheng of theUniversity of Alberta did an actuarial study of lifespan versus age at retirement, based on the number of pension cheques sent to Boeing Aerospace retirees. It found that staff who retire at the age of 50 had an average lifespan of 86. Those who retire at the age of 65 live to an average age of just 66.8. This study concludes that for every year a person works beyond the age of 55, he lives an average of two years less. In other words, Boeing employees who retire at the age of 65 receive pension cheques for only 18 months, on average, before dying. Lockheed, similarly, found that employees retiring at the age of 65 take only an average of 17 months of pension prior to death. People who retire at the age of 65 or older probably put too much stress on their ageing bodies and minds, such that they develop serious health problems that ultimately force them to retire. With such long-term stress-related problems, they die within two years after they retire. On the flipside, people who retire early might either be richer or better able to plan and manage the various aspects of their life, health and career well, such that they can afford to retire early and comfortably. Many of these early retirees still continue doing some work, but on a part-time or project basis, at a more leisurely pace, without the stress of the daily grind. Most Japanese workers retire at the age of 60 or under. One wonders if this is a factor contributing to the long average lifespan the Japanese enjoy. The lesson here: As you get older, you should consider planning your career path and financial matters so that you can retire comfortably at an early age, and enjoy a long and happy life in retirement. On the other hand, if we are encouraged to stay in the pressure-cooker corporate world until the age of 65 or older, it could impact our health and lifespan. I hope Singaporeans will factor in how stressful their jobs are at work when contemplating at what age to retire. There are hidden costs to not having a retirement age that may not be obvious until it is too late. If we are stay in the pressure-cooker corporate world until the age of 65 or older, it could impact how long we live. |
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| 03-Aug-2010 15:13 |
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TRADE FREELY & LiVE LONGER
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TRADE FREELY LiVE LONGER |
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| 03-Aug-2010 15:01 |
Straits Times Index
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Keep buying!!!
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RETiRE Early and TRADE to lIve lOnger Retire early, live longer Studies show that you die two years earlier for every year you work beyond 55 Letter from Tan Kok Tim I REFER to Minister Mentor Lee Kuan Yew’s comments in “I don’t think there should be a retirement age: MM” (July 29). Japanese Nobel Laureate Dr Leo Esaki once spoke on the relationship between longevity and retirement age. He revealed that the pension funds in many large companies such as AT&T, Boeing, Lockheed, Lucent, and so on, are overfunded as many who retire at the age of 65, usually die within two years of retirement. Separately, Dr Ephrem Cheng of theUniversity of Alberta did an actuarial study of lifespan versus age at retirement, based on the number of pension cheques sent to Boeing Aerospace retirees. It found that staff who retire at the age of 50 had an average lifespan of 86. Those who retire at the age of 65 live to an average age of just 66.8. This study concludes that for every year a person works beyond the age of 55, he lives an average of two years less. In other words, Boeing employees who retire at the age of 65 receive pension cheques for only 18 months, on average, before dying. Lockheed, similarly, found that employees retiring at the age of 65 take only an average of 17 months of pension prior to death. People who retire at the age of 65 or older probably put too much stress on their ageing bodies and minds, such that they develop serious health problems that ultimately force them to retire. With such long-term stress-related problems, they die within two years after they retire. On the flipside, people who retire early might either be richer or better able to plan and manage the various aspects of their life, health and career well, such that they can afford to retire early and comfortably. Many of these early retirees still continue doing some work, but on a part-time or project basis, at a more leisurely pace, without the stress of the daily grind. Most Japanese workers retire at the age of 60 or under. One wonders if this is a factor contributing to the long average lifespan the Japanese enjoy. The lesson here: As you get older, you should consider planning your career path and financial matters so that you can retire comfortably at an early age, and enjoy a long and happy life in retirement. On the other hand, if we are encouraged to stay in the pressure-cooker corporate world until the age of 65 or older, it could impact our health and lifespan. I hope Singaporeans will factor in how stressful their jobs are at work when contemplating at what age to retire. There are hidden costs to not having a retirement age that may not be obvious until it is too late. If we are stay in the pressure-cooker corporate world until the age of 65 or older, it could impact how long we live. |
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| 03-Aug-2010 14:42 |
User Research/Opinions
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UNISEM Warrant 9th August 2010
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Semiconductor: ¨ Jun chip sales narrows mom. ¨ Neutral call on the sector. Unisem - Forecasts cut, fair value lowered to RM2.31. Market Perform MPI - Maintain forecasts and fair value of RM6.80. Market Perform JCY - Forecasts cut, fair value lowered to RM1.32. Market Perform (down from OP) Notion Vtec - Forecasts cut, fair value lowered to RM2.07. Underperform (down from OP) Notion Vtec: ¨ Not as good as hoped. ¨ Fair value has been cut to RM2.07. Downgrade our call on the stock to underperform from outperform. Unisem: ¨ Looking beyond the near-term guidance. ¨ Fair value has been lowered to RM2.31 (from RM2.36) Maintain Market Perform. Axiata: ¨ XL continues to improve ¨ Fair value is raised to RM4.75. Maintain Outperform. |
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